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strong{margin-left:3px}.etiqa-pricing>p{color:#8fa9ab;margin:10px 0 0;font-size:7.5px;line-height:1.5}.etiqa-pricing.renewal-view{background:linear-gradient(145deg,#dd307124,#43ccc00f);border:1px solid #f3689e47;border-radius:14px;margin:20px 0 14px;padding:19px}.ncd-price-badge{color:#b42b62;text-transform:uppercase;letter-spacing:.8px;background:#f2ddea;border-radius:20px;margin-bottom:14px;padding:6px 9px;font-size:7.5px;font-weight:900;display:inline-flex}.price-drop{margin:7px 0 5px}.price-drop del{font-size:16px}.price-drop strong{color:#7ce2d8;letter-spacing:-1px;font-family:Georgia,serif;font-size:39px;font-weight:400}.renewal-locked.compact{text-align:left;background:#ffffff0d;align-items:flex-start;gap:10px;margin:0 0 14px;padding:12px 13px;display:flex}.renewal-locked.compact>span{font-size:16px}.renewal-locked.compact b{color:#e5f8f6;font-size:10px;display:block}.renewal-locked.compact p{color:#a8c0c1;max-width:none;margin:4px 0 0;font-size:8px;line-height:1.45}.features{padding:84px max(24px,50vw - 590px)}.feature-grid{grid-template-columns:1fr 1fr;gap:16px;display:grid}.feature-grid article{border:1px solid var(--line);background:#fbfdfd;border-radius:18px;gap:18px;padding:24px;display:flex}.feature-grid article>span{background:var(--mint);width:46px;height:46px;color:var(--teal);border-radius:13px;flex:0 0 46px;place-items:center;font-size:25px;display:grid}.feature-grid h3{margin:2px 0 7px;font-family:Georgia,serif;font-size:20px}.feature-grid p{color:var(--muted);margin:0;font-size:12px;line-height:1.65}.contact-strip{color:#fff;background:linear-gradient(120deg,#087e7c,#0b4a53);border-radius:20px;justify-content:space-between;align-items:center;gap:20px;margin:0 max(24px,50vw - 590px);padding:34px 38px;display:flex}.contact-strip p{color:#9ce9e2;text-transform:uppercase;letter-spacing:1.5px;margin:0 0 6px;font-size:11px}.contact-strip h2{margin:0;font-family:Georgia,serif;font-size:27px;font-weight:400}.contact-actions{flex-wrap:wrap;justify-content:flex-end;gap:8px;display:flex}.contact-actions a{color:#fff;border:1px solid #ffffff3b;border-radius:9px;padding:12px 14px;font-size:11px;font-weight:700;text-decoration:none}footer{color:#aec3c4;text-align:center;background:#071d25;margin-top:84px;padding:38px max(24px,50vw - 590px)}.footer-brand{color:#fff;justify-content:center;align-items:center;gap:7px;display:flex}.footer-brand .brand-mark{transform:scale(.68)}.footer-brand strong{font-size:15px}.footer-brand+p{color:#70bcb7;font-family:Georgia,serif;font-size:12px;font-style:italic}footer>small{color:#718c8f;border-top:1px solid #ffffff14;max-width:900px;margin:22px auto 0;padding-top:20px;font-size:8px;line-height:1.7;display:block}.comparison-section{background:#f3f8f7;padding:86px max(24px,50vw - 590px)}.compare-grid{grid-template-columns:1fr 1fr;gap:17px;display:grid}.compare-card{border:1px solid var(--line);background:#fff;border-radius:20px;padding:27px;box-shadow:0 18px 45px #1741460f}.compare-card.etiqa-card{border-top:4px solid #eb3f83}.compare-card.stmab-card{border-top:4px solid var(--teal)}.compare-brand{border-bottom:1px solid #e6efed;align-items:center;gap:12px;padding-bottom:17px;display:flex}.compare-brand>span{width:42px;height:42px;color:var(--teal);background:#edf8f6;border-radius:12px;place-items:center;font-family:Georgia,serif;font-size:23px;display:grid}.etiqa-card .compare-brand>span{color:#d82f72;background:#fff0f6}.compare-brand small{color:#819396;letter-spacing:1.1px;font-size:7px;display:block}.compare-brand h3{margin:3px 0 0;font-family:Georgia,serif;font-size:24px}.compare-column{margin-top:20px}.compare-column h4{color:#08766f;text-transform:uppercase;letter-spacing:1.1px;margin:0 0 10px;font-size:10px}.compare-column.consider h4{color:#875b52}.compare-column ul{gap:8px;margin:0;padding:0;list-style:none;display:grid}.compare-column li{color:#4f666a;padding-left:17px;font-size:10px;line-height:1.55;position:relative}.compare-column li:before{content:"✓";color:#0a958b;font-weight:900;position:absolute;left:0}.compare-column.consider li:before{content:"•";color:#a47a72}.why-higher{background:#eaf7f5;border:1px solid #b9ded9;border-radius:16px;gap:15px;margin-top:18px;padding:23px 25px;display:flex}.why-higher>span{background:var(--teal);color:#fff;border-radius:50%;flex:0 0 34px;place-items:center;width:34px;height:34px;font-family:Georgia,serif;font-weight:800;display:grid}.why-higher h3{margin:1px 0 7px;font-family:Georgia,serif;font-size:20px}.why-higher p{color:#46666a;margin:0;font-size:10px;line-height:1.65}.why-higher strong{color:#245b5e;border-top:1px solid #c8e3df;margin-top:10px;padding-top:10px;font-size:9px;line-height:1.6;display:block}@media (width<=900px){.hero{background-position:62%;grid-template-columns:1fr;padding-top:126px}.hero-visual{display:none}.audience-grid{grid-template-columns:repeat(2,1fr)}.calculator-card{grid-template-columns:1fr}.result-panel{min-height:0}.two-col{grid-template-columns:1fr}.contact-strip{flex-direction:column;align-items:flex-start}.contact-actions{justify-content:flex-start}.feature-grid,.compare-grid{grid-template-columns:1fr}}@media (width<=560px){.topbar{height:66px}.brand strong{font-size:17px}.header-link{font-size:0}.header-link span{font-size:13px}.hero{background-position:68%;min-height:540px;padding-top:112px;padding-bottom:80px}.hero h1{letter-spacing:-2.2px;font-size:47px}.hero-sub{font-size:14px}.trust-row{gap:8px 14px}.calculator-section{padding-left:14px;padding-right:14px}.provider-first-grid{grid-template-columns:1fr;gap:9px}.provider-first-card{grid-template-columns:42px 1fr auto;min-height:88px;padding:14px}.provider-monogram{width:42px;height:42px}.practice-heading h2{font-size:24px}.audience-grid{gap:8px}.audience-card{min-height:82px;padding:12px}.audience-icon{flex-basis:32px;width:32px;height:32px}.audience-card b{font-size:11px}.audience-card small{display:none}.form-panel,.result-panel{padding:22px 18px}.calculator-card{border-radius:16px}.segmented{flex-direction:column}.limit-grid{grid-template-columns:repeat(2,1fr)}.result-price strong{font-size:39px}.features,.comparison-section{padding:62px 14px}.feature-grid article{padding:18px}.compare-card{padding:21px 18px}.why-higher{padding:19px 17px}.contact-strip{margin:0 14px;padding:25px 20px}.contact-actions{width:100%}.contact-actions a{text-align:center;width:100%}.contact-strip h2{font-size:24px}footer{margin-top:62px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.audience-card{transition:none}}.header-actions{align-items:center;gap:16px;display:flex}.language-toggle{background:#ffffff0f;border:1px solid #fff3;border-radius:9px;align-items:center;padding:3px;display:flex}.language-toggle button{color:#a9c9c8;cursor:pointer;background:0 0;border:0;border-radius:6px;width:35px;height:27px;font-size:10px;font-weight:800}.language-toggle button.active{color:#082c32;background:#65d6cc}.advisor-pill{background:#ffffff0e;border:1px solid #ffffff26;border-radius:14px;align-items:center;gap:11px;margin-top:25px;padding:9px 14px 9px 9px;display:inline-flex}.advisor-pill>span{color:#092f34;background:#5bd1c6;border-radius:10px;place-items:center;width:38px;height:38px;font-size:12px;font-weight:900;display:grid}.advisor-pill small,.advisor-pill b{display:block}.advisor-pill small{color:#7ec9c4;letter-spacing:1.15px;font-size:8px}.advisor-pill b{color:#efffff;margin-top:3px;font-size:11px}.trust-row{margin-top:22px}.application-section{background:#fff;padding:86px max(24px,50vw - 590px)}.application-grid{grid-template-columns:repeat(3,1fr);gap:14px;display:grid}.application-card{border:1px solid var(--line);background:#fbfdfd;border-radius:19px;padding:24px 22px;position:relative;overflow:hidden}.application-number{color:#d9eeec;font-family:Georgia,serif;font-size:58px;line-height:1;position:absolute;top:13px;right:17px}.application-copy{z-index:1;position:relative}.application-copy h3{margin:1px 0 9px;padding-right:42px;font-family:Georgia,serif;font-size:23px;font-weight:400}.application-copy>p{min-height:57px;color:var(--muted);margin:0 0 18px;font-size:11px;line-height:1.65}.provider-chip{background:#edf8f7;border:1px solid #d8ebe8;border-radius:10px;padding:12px}.provider-chip small,.provider-chip b{display:block}.provider-chip small{color:#668185;text-transform:uppercase;letter-spacing:1px;font-size:8px}.provider-chip b{color:#0b6868;margin-top:4px;font-size:11px}.primary-action,.secondary-action,.whatsapp-action{text-align:center;cursor:pointer;border-radius:9px;justify-content:center;align-items:center;width:100%;min-height:44px;margin-top:13px;font-size:10px;font-weight:800;text-decoration:none;display:flex}.primary-action{background:var(--teal);color:#fff}.primary-action span{margin-left:7px}.secondary-action{color:#0a7271;background:#fff;border:1px solid #bcd5d2}.whatsapp-action{color:#fff;background:#21b967;border:0}.whatsapp-action>span{margin-right:7px}.payment-details{background:#fff;border:1px solid #dce8e6;border-radius:10px;margin:0;overflow:hidden}.payment-details>div{border-bottom:1px solid #e7efee;justify-content:space-between;align-items:center;gap:15px;padding:10px 11px;font-size:9px;display:flex}.payment-details>div:last-child{border-bottom:0}.payment-details dt{color:#6d8184}.payment-details dd{text-align:right;color:#123a40;margin:0;font-weight:800}.advisor-identity{background:#fff;border:1px solid #cce5e2;border-radius:11px;align-items:center;gap:12px;padding:14px;display:flex}.advisor-identity>span{color:#fff;background:linear-gradient(135deg,#0a8b89,#0b4b55);border-radius:50%;flex:0 0 42px;place-items:center;width:42px;height:42px;font-size:11px;font-weight:900;display:grid}.advisor-identity b,.advisor-identity small,.advisor-identity strong{display:block}.advisor-identity b{font-size:10px;line-height:1.35}.advisor-identity small{color:#71878a;margin-top:2px;font-size:8px}.advisor-identity strong{color:#087a77;margin-top:5px;font-size:10px}.advisor-card{background:linear-gradient(145deg,#f0fbf9,#fff)}.contact-strip>div>span{color:#c3e3e0;max-width:660px;margin-top:8px;font-size:11px;line-height:1.55;display:block}.whatsapp-contact{background:#20b868;border-color:#20b868!important}.floating-whatsapp{z-index:30;color:#fff;background:#1eba68;border-radius:24px;align-items:center;gap:8px;min-height:47px;padding:0 17px;font-size:11px;text-decoration:none;display:flex;position:fixed;bottom:20px;right:22px;box-shadow:0 10px 30px #05442747}.floating-whatsapp span{font-size:15px}.floating-whatsapp b{font-weight:800}@media (width<=900px){.application-grid{grid-template-columns:1fr}.application-copy>p{min-height:0}.topbar{gap:15px}.header-actions{gap:8px}.header-link{display:none}}@media (width<=560px){.brand strong{font-size:14px}.brand small{letter-spacing:1.15px;font-size:7px}.brand-mark{transform-origin:0;transform:scale(.82)}.header-actions{gap:5px}.language-toggle button{width:30px}.advisor-pill{max-width:100%}.application-section{padding:62px 14px}.application-card{padding:21px 18px}.floating-whatsapp{bottom:12px;right:13px}.floating-whatsapp b{display:none}.floating-whatsapp{justify-content:center;width:48px;padding:0}}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}